● Independent · fintech tools & public-data viz

Charts before
takes.

DistillFin curates fintech tools and visualizes public market data. We compare interfaces, deconstruct data exports, and chart what is already in the public record. No price targets. No buy or sell calls.

FocusPublic Data + Tools
FormatCharts & Comparisons
StyleCurator, not advisor
The real yield is 2.18 — and that is the number that shapes decisions
FeaturedMarket Data

The real yield is 2.18 — and that is the number that shapes decisions

The 10-year TIPS yields 2.18% — the highest sustained real yield since before the financial crisis. Why almost the entire recent rise in nom…

Read the filing →
⚠ For educational purposes only. Not financial advice. Nothing on this site is a recommendation to buy, sell, or hold any security or financial product.
Math & Data Tools

Run the math yourself.

These are calculators, not recommendations. Drag the sliders. See the assumptions. Compare your own scenario against the math.

Compounding Engine

Monthly contribution · market growth · time

Monthly contribution$500
Annual return7%
Time horizon20 yrs
Starting amount$10k
Final balance$301k
Total contributed$130k
Market growth$171k

Risk / Return Landscape

Bubble size = portfolio weight · click to inspect

Portfolio Simulator

Monte Carlo · 1,000 trials · 30-year horizon · $100k start

US & Global EquitiesVTI, VXUS · diversified stock
60%
Investment-Grade BondsBND · core bond
30%
Alternatives & Real AssetsREITs, gold, commodities
7%
Cash / Short Treasuries3-month T-bills
3%
Median outcome$660k
10th percentile$345k
90th percentile$1.2M
Exp. return6.8%
Portfolio σ9.5%
Est. max drawdown-19%
Our Editorial Rules

Six rules we live by before every piece.

Most finance writing rents attention by the trigger. We try to earn it by being calmer, more sourced, and unwilling to tell you what to buy.

No. 01

If a chart is on CNBC this morning, we will not run it.

Daily price action is noise. Our beat is the slow stuff: how tools work, how data is reported, and what the public record actually says.

Editorial · 4 mins
No. 02

Show the math. Then show the math we didn't show.

Every chart ships with its data source linked. If we round, we say so. If a figure is nominal, we mark it.

Methodology · 6 mins
No. 03

We curate. We do not advise.

We compare brokerage UX, visualize public datasets, and explain how filings are structured. We do not tell you what to do with your money.

Frameworks · 5 mins
No. 04

Tools, not tickers.

No price targets. No "buy now." No watchlists. The job is comparing interfaces and data quality — and saying when a tool is just bad.

Frameworks · 7 mins
No. 05

Conflicts disclosed at the top.

Affiliate links and any vendor relationship appear at the top of the page, never buried. Trust is operating leverage.

Disclosure · 3 mins
No. 06

AI is the assistant. The human signs the article.

Drafts may be AI-assisted. Every chart is verified manually. The editor (Ravi Krishnan) is the one responsible for what gets published.

AI Disclosure · 3 mins