● Independent · fintech tools & public-data viz

Charts before
takes.

DistillFin curates fintech tools and visualizes public market data. We compare interfaces, deconstruct data exports, and chart what is already in the public record. No price targets. No buy or sell calls.

FocusPublic Data + Tools
FormatCharts & Comparisons
StyleCurator, not advisor
The real yield is 2.18 — and that is the number that shapes decisions
FeaturedMarket Data

The real yield is 2.18 — and that is the number that shapes decisions

The 10-year TIPS yields 2.18% — the highest sustained real yield since before the financial crisis. Why almost the entire recent rise in nom…

Read the filing →
⚠ For educational purposes only. Not financial advice. Nothing on this site is a recommendation to buy, sell, or hold any security or financial product.
Latest Filings
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Market DataThe yield curve is positive again — what that means in the data, and what it doesn't

The yield curve is positive again — what that means in the data, and what it doesn't

The 2s10s Treasury spread is 0.49 — positive for the first sustained stretch since 2022. What two years of inv…

May 26, 20268 min read
Market DataYour mortgage rate is the 10-year Treasury plus a number that moves

Your mortgage rate is the 10-year Treasury plus a number that moves

The 30-year mortgage rate tracks the 10-year Treasury — plus a spread that is not constant. Here is what that …

May 22, 20269 min read
Personal FinanceHow Inflation Erodes Savings in 2026

How Inflation Erodes Savings in 2026

Inflation quietly erodes your savings even when your balance looks unchanged. Learn how purchasing power loss …

May 15, 20269 min read
InvestingBest Index Funds for Beginners in 2026

Best Index Funds for Beginners in 2026

New to investing? Discover how the best index funds 2026 has to offer can help beginners build lasting wealth …

May 15, 202610 min read
InvestingBest Index Funds for Beginners in 2026

Best Index Funds for Beginners in 2026

New to investing? Learn how index fund investing for beginners works, what separates great funds from costly o…

May 15, 202611 min read
BudgetingZero-Based Budgeting 2026: The Complete Guide

Zero-Based Budgeting 2026: The Complete Guide

Zero based budgeting 2026 gives every dollar a job before the month begins. This complete guide covers setup, …

May 15, 202610 min read
Math & Data Tools

Run the math yourself.

These are calculators, not recommendations. Drag the sliders. See the assumptions. Compare your own scenario against the math.

Compounding Engine

Monthly contribution · market growth · time

Monthly contribution$500
Annual return7%
Time horizon20 yrs
Starting amount$10k
Final balance$301k
Total contributed$130k
Market growth$171k

Risk / Return Landscape

Bubble size = portfolio weight · click to inspect

Portfolio Simulator

Monte Carlo · 1,000 trials · 30-year horizon · $100k start

US & Global EquitiesVTI, VXUS · diversified stock
60%
Investment-Grade BondsBND · core bond
30%
Alternatives & Real AssetsREITs, gold, commodities
7%
Cash / Short Treasuries3-month T-bills
3%
Median outcome$654k
10th percentile$364k
90th percentile$1.3M
Exp. return6.8%
Portfolio σ9.5%
Est. max drawdown-19%
Our Editorial Rules

Six rules we live by before every piece.

Most finance writing rents attention by the trigger. We try to earn it by being calmer, more sourced, and unwilling to tell you what to buy.

No. 01

If a chart is on CNBC this morning, we will not run it.

Daily price action is noise. Our beat is the slow stuff: how tools work, how data is reported, and what the public record actually says.

Editorial · 4 mins
No. 02

Show the math. Then show the math we didn't show.

Every chart ships with its data source linked. If we round, we say so. If a figure is nominal, we mark it.

Methodology · 6 mins
No. 03

We curate. We do not advise.

We compare brokerage UX, visualize public datasets, and explain how filings are structured. We do not tell you what to do with your money.

Frameworks · 5 mins
No. 04

Tools, not tickers.

No price targets. No "buy now." No watchlists. The job is comparing interfaces and data quality — and saying when a tool is just bad.

Frameworks · 7 mins
No. 05

Conflicts disclosed at the top.

Affiliate links and any vendor relationship appear at the top of the page, never buried. Trust is operating leverage.

Disclosure · 3 mins
No. 06

AI is the assistant. The human signs the article.

Drafts may be AI-assisted. Every chart is verified manually. The editor (Ravi Krishnan) is the one responsible for what gets published.

AI Disclosure · 3 mins
By the Numbers
Articles Published35+Growing every week
Tool Categories8Brokerages, charting, taxes, more
Avg. Read Time7 minSubstantive, not padded
Conflicts Disclosed100%Every piece, every time